I have always dreamt of owning a BMW convertible since I saw one in action in a James Bond film many a year ago. Of course I could never afford to buy such a car on my salary. That is not to say that I cannot buy a cheaper BMW though, and I’ve noticed that there is a three year old second-hand five series BMW the sale at the local dealer. I decided that I’m going to apply for 10000 loans in order to buy myself a second-hand car.
I hope that I am able to get a loan. I am fairly confident that I will do, as I have a fairly good credit history and have always paid back my loans in the past. The problem is that in this economic environment the banks have been a little bit tough on whom they are prepared to lend money to. I can only hope for the best.

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